Deposits mobilised and credit disbursed by rural branches of scheduled commercial banks in India

Data on number of rural, semi-urban, urban and metropolitan branches of scheduled commercial banks in India are given in Basic Statistical Returns (BSR). The following table gives the data compiled from different issues of BSR.

Year Deposits Credit
1978 2010 1105
1979 2664 1530
1980 3559 2003
1981 4644 2643
1982 5939 3600
1983 7414 4473
1984 8828 5576
1985 9603 6589
1986 11722 7489
1987 14375 9387
1988 17527 11127
1989 20907 13452
1990 24383 15546
1991 28609 17352
1992 33163 19688
1993 35058 20587
1994 40672 23156
1995 47776 25074
1996 61106 29122
1997 73769 32525
1998 86706 37598
1999 102697 42090
2000 120539 48753
2001 139431 54431
2002 159423 66682
2003 176502 77153
2004 195082 85021
2005 213104 109976
2006 226061 126078
2007 253014 154898
2008 303423 183107
2009 363910 207926
2010 42033772 24927696
2011 4932655.2 2958145.4

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Notes

Ramakumar and Chavan (2011)\cite{ramakumar2011} have pointed out that the branches are classified as rural, semi-urban, urban and metropolitan on the basis of census data. This classification changes over time as RBI moves from one round of Census to the next. As a result, a branch classified as rural in one year may be classified as semi-urban in subsequent years. This needs to be taken into account while analysing data on trends in number of rural bank branches.

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